THE NIGHT WE PA.ID OFF OUR HOUSE, MY MOTHER-IN-LAW TOASTED: “NOW I CAN MAKE THIS HOUSE MY O.WN.” MY HUSBAND SMILED. BY MORNING, SHE WAS BEGGING HIM TO STOP ME.

At 7:15, Greg came downstairs whistling.

He kissed the top of my head on his way to the coffee maker. He didn’t notice I was still in my bathrobe from the night before. He didn’t notice I hadn’t slept.

“Big day,” he said. “First day of the rest of our lives. Mortgage-free, baby.”

“Mm-hm.”

The yellow paper was folded in my bathrobe pocket. I could feel the edge of it against my hip.

He poured cereal for Lily. He found Owen’s other sneaker under the couch. He signed a field-trip form on the counter with the same pen he must have used on Valentine’s Day.

I watched his hand move across the form.

Gregory A. Mercer.

“You okay?” he asked. “You look wiped.”

“Didn’t sleep much.”

“Too much champagne.” He grinned. “Mom sure was happy, huh?”

I didn’t answer.

He didn’t wait for me to. He herded the kids out the door with their backpacks, and I stood at the window and watched his car back out of the driveway, and I didn’t say a single word.

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