She instructed me to gather the recorded deed, mortgage statements, premarital purchase records, and any written communications involving Adrian’s access to the property.
Then she explained that the condo’s title and any marital occupancy rights needed to be considered separately.
Being the sole titled owner mattered.
But a spouse’s right to occupy a marital residence could involve additional legal considerations depending on the circumstances.
We wouldn’t assume changing the locks back ourselves resolved everything.
We would seek appropriate court orders if necessary.
Then she asked about the proposed financing.
“Did you sign any home-equity application?”
“No.”
“Any power of attorney allowing Adrian to act for you?”
“No.”
“Any authorization for a property valuation?”
“No.”
She was quiet.
“Then we need to contact the lender immediately.”
We spent the morning doing exactly that.
I notified my mortgage servicer.
Requested the identity of any lender or broker associated with the application.
Asked that the potential unauthorized transaction be flagged.
